Contractor doing some work on fence

Fence Contractor Insurance

Save up to 40% on Fence Contractor Insurance. It is common practice for PBIB to quote your insurance utilizing various insurance carriers to give you the lowest pricing and coverage that suits your individual needs. All insurance includes adjustable payment terms, such as annual or installment payments.

We typically recommend the following coverage for Fence Contractor

Our aim at PBIB is to offer you adequate coverage to safeguard your Fencers business from potential losses. As insurance brokers, we have the flexibility to choose from a range of insurance programs, tailoring them to suit your unique insurance requirements. To protect your Fence Contractor business from losses, such as property damage, personal injury, employee injuries, damage or loss to vehicles or tools & equipment, including legal fees and indemnity, we suggest the following coverages:

Save up to 40% on Fence Contractor Insurance

PBIB will typically use numerous insurance companies to quote your insurance to give you the greatest deal and coverage for your needs. Every policy has adjustable payment options, such as yearly or monthly installments.


General Liability

Occurrence Limit
Product Completed Ops
Each Occurence Limit

Worker's Compensation


Commercial Auto


Tools & Equipment

Limits *

Excess Liability

Limits *
  1. Tools and Equipment limits should be adjusted to the actual value of the Tools and Equipment owned, leased, or rented by the Contractor.
  2. Excess Liability should be considered for exposures to loss that exceed $1,000,000, or contractual requirements dictate the amount of excess liability must be carried.
  3. Professional Liability is usually not needed unless the GC is performing Design-Build, Construction Management, or other consulting services.

We offer services to help you get the business insurance coverage you need

General Liability for Fencers

If you're a Fencer, getting General Liability insurance is crucial to safeguard your business against third-party claims. These claims could be related to property damage or injury caused by your work. Even a minor mistake could have a significant impact on the future of your company. If a third party suffers bodily injury or property damage due to your business activities, you could face a damaging lawsuit that could potentially destroy your company. With General Liability insurance, you can protect your employees, assets, and overall business from such vulnerabilities and the potential devastation of lawsuits. Your business's well-being is our top priority.

The state or the county where you work may legally need general liability to grant you a license as a fence contractor. We refer to this as "Insurance on your time" at PBIB. We offer full-service certificates Monday through Friday and 24/7 self-service certificates.

General Liability for Doors & Window Contractors can help you pay for:

  • Medical payments for 3rd party injuries.
  • Property damage to 3rd party property.
  • Legal fees and defense.

Workers Compensation for Fencers

Our policies are the most reliable in the industry, designed to ensure that you and your employees are fully covered in case of injury or illness. With workers' compensation, your employees' medical expenses will be taken care of, and any lost income will be reimbursed, allowing them to get back on track. Additionally, if a lawsuit arises, our workers' comp policy will safeguard you as well. Trust us to provide a policy that will protect both you and your workers.

Even if you don't have any employees, we've got you covered. Our Work Comp policies are tailored to meet your needs and provide the coverage required by your customers.

Workers Compensation might be required for your Fence Contractor license in your state or county where you work. PBIB provides full-service certificates Monday through Friday and 24/7 self-service certificates, this is what we call “Insurance on your time”.

Workers' Compensation for Excavators can help you pay for:

  • Medical expenses of your injured employees
  • Disability & Retraining of your employee
  • Lost wages
  • Survivor benefit
  • Employer liability

Commercial Auto for Fencers

Without business vehicles to transport you, your supplies, and your tools to the jobsite, it is impossible to operate Fencers. PBIB offers the insurance you need to be protected when trucks are destroyed or stolen, and we try to get you back to work as soon as possible. We are aware firsthand of the importance of your wheeled workforce.

For many projects, commercial auto insurance is a necessary insurance coverage for fencers, and we offer full-service insurance certificates Monday through Friday to get you started as well as 24/7 self-service certificates, which is what we mean when we say, "Insurance on your time."

Commercial Auto for Excavators can help you pay for:

  • Hired & Non-Owned Auto, Legal defense from employees driving their own vehicles
  • Medical expenses from injuries
  • Collision repairs to your and 3rd party vehicles
  • Legal fees & Defense
  • Rental vehicle reimbursement

Tools & Equipment for Fencers

Your Fencing business relies heavily on company vehicles to transport materials and tools to job sites, making it impossible to function without them. At PBIB, we understand the importance of your mobile workforce and offer comprehensive insurance coverage to protect your trucks in case of theft or damage. Our aim is to get you back to work quickly, minimizing downtime.

For Fencers, Commercial Auto insurance is crucial and often mandatory for project requirements. We provide complete insurance certificates during regular business hours, and our 24/7 self-service certificates allow you to access coverage at your convenience. This is what we call "Insurance on your time," designed to meet your needs and enable you to focus on your work.

Tools & Equipment for Excavators can help you pay for damaged or stolen:

  • Tools & Equipment owned or rented by you
  • Employee tools and equipment (Optional)
  • Borrowed equipment (Optional)
  • Cost of renting interim equipment (Optional)

Professional Liability for Fencers

Fence contractors face the risk of lawsuits if something goes wrong with a project they worked on. Professional liability insurance, also known as errors and omissions insurance, can provide valuable protection in these cases. It covers legal defense and damages in the event of a lawsuit. When shopping for a policy, contractors should consider coverage limits, deductibles, exclusions, and premiums to find the best policy for their needs. Professional liability insurance can give clients peace of mind and protect contractors from financial fallout.

Professional Liability Insurance can help your business with:

  • Protection against Legal risk
  • Coverage for claims and financial risk related to errors and omissions in their work.

License Bonds for Fencers

Most states demand a licensing bond to grant or renew a contractor license. The licensing bond provides assurance that you won't transgress any state laws or run away with a client's deposit.

A license bond can be purchased for as little as $70, but the cost increases based on the applicant's personal credit, licensing history, and contractor classification.

Simply input your state and the sort of bond you need, or choose from a list, to obtain an immediate estimate and bind online in just a few minutes. We write all forms of bonds, including performance and payment bonds in addition to a long list of others.

At Pascal Burke Insurance Brokerage Inc. (PBIBInc), our knowledge of the products and the marketplace we serve is unparalleled. As former contractors, we know the construction industry from the ground up!

Lic: #0L98468