Vehicles used in a business are always considered highly valuable assets, That

Commercial Auto Insurance in Hollywood, FL

Don’t wait until you’re in a jam! Insure your vehicle through PBIB to save up to 40% on auto insurance.

Commercial Auto Insurance

Contractors rely on their vehicles to get the job done. The operation of a vehicle for business exposes a contractor to potentially large financial losses. Whether you’ve got a personal vehicle that doubles as your work truck or an entire fleet of vehicles that your construction business owns, contractor commercial auto can protect your vehicles from the risks of the road. You may need to consider commercial auto coverage if:

  • Your business owns or leases any vehicles
  • Any of your employees drive their personal vehicle while conducting business for the company.
  • There are any vehicles titled or registered to your business
  • You use your vehicle as your primary work vehicle
  • Any employees or non-listed drivers use your vehicle on a regular basis
  • Any of your vehicles have ladder racks, permanent toolboxes, or other equipment installed to support your business activities
  • The Right Commercial Auto Coverage at the Right Price
  • Hired and Non-Owned Auto

Let us find you the perfect solution to cover your work vehicles today, from the toolbox on your favorite truck to the very last vehicle in your company’s fleet.

There is no substitute for experience, so if you're trying to find the best possible commercial auto coverage in your area, you have come to the right place! Place your business in the capable hands of Pascal Burke Insurance Brokerage today!

What is Commercial Auto Insurance?

Commercial Auto policies can provide coverage for damage to your vehicle, property damage, medical bills, expenses for claims related to emergency care, legal fees and gap coverage on financed and leased vehicles.

Commercial Auto offers coverage on accidents that happen while you are driving for your business. This also provides coverage for your vehicle when you are transporting equipment that you use for work, whether it’s landscaping tools, cleaning supplies or other expensive work equipment to job sites. The items you carry inside your vehicle will not be covered, to get that coverage you should consider purchasing tools and equipment coverage This coverage also covers you if you tow a trailer carrying your work equipment.

Do you need Commercial Auto?

Contractors and construction professionals rely on their autos to get the job done. Whether you’ve got a personal vehicle that doubles as your work truck or an entire fleet of autos that your construction business owns, contractor commercial auto can protect your vehicles from the risks of the road. You may need to consider commercial auto coverage if:

  • Your business owns or leases any vehicles.
  • There are any vehicles titled or registered to your business.
  • You use your vehicle as your primary work vehicle.
  • Any employees or non-listed drivers use your vehicle on a regular basis.
  • Any of your vehicles have ladder racks, permanent toolboxes, or other equipment installed to support your business activities.

Why is Commercial Auto Insurance Important for your Company?

In some states, it can be required by law that you carry commercial auto insurance. The most common state requirements are liability insurance for injuries and property damage. In some states, you could be required to carry uninsured/under insured motorist coverage and medical payments' coverage (personal injury protection).

Often times, commercial auto can provide more coverage than your average auto insurance. It’s always better to have a little extra coverage than not having enough

Contractor with his auto

What does a Commercial Auto Insurance policy cover?

What is covered?

  • Bodily Injury.
  • Damage to others property (3rd party damage).
  • Damage to your Property (1st Party Damage).
  • Personal injury.
  • Advertising injury.
  • Medical expenses.
  • Defense costs.
  • Actions of your employees.

What is not covered?

  • Your personal or business property, injury to you or your employees.
  • Professional services.
  • Workers’ compensation injury to your employee.
  • Intent to injure.
  • Coverage outside the policy period.
  • Known claims prior to the start of the policy.

Additional Covered Autos (Liability):

  • An “auto” of the type indicated by the liability coverage symbol that you acquire during the policy period.
  • “Trailers” with a load capacity of 2,000 pounds or fewer designed primarily for travel on public roads.
  • “Mobile equipment” while being carried or towed by a covered “auto.”
  • Any non-owned “auto” used as a temporary substitute for your covered “auto” that is out of service because of its breakdown, repair, servicing, loss, or destruction, when used with the owner’s permission.

Recommended Optional Coverages for Contractors:

  • Limits $1,000,000 Single Limit.
  • Hired & Non-Owned Auto.
  • Uninsured Motorist (UM).
  • Under Insured Motorists (UIM).
  • Medical payments.
  • Personal Injury Protection (PIP) or no-fault, auto insurance coverage mandated by some states.

The Right Commercial Auto Coverage at the Right Price

Let us find you the perfect solution to cover your work vehicles today, from the toolbox on your favorite truck to the very last auto in your company’s fleet.

Man with a Hat

The Best Commercial Auto Insurance to get you on the job safely in Hollywood, FL

If you're running a contracting service, you most likely currently know how easily things can go wrong. From broken equipment to injured employees, and everything in between, building and construction is a hazardous industry where accidents happen every day. Being so, there are few things more vital to your contracting company than insurance that will cover you totally when hard times fall. So if you're trying to find the best possible license bond in Hollywood, FL, you’ve arrived - put your company in the capable hands of Pascal Burke Insurance Brokerage today!

Where Contractors Go to Get Insured!

We are specialist in an array of policies that cover not only general cases but specialty contractors. Check out how we can help you below.

Why us

Many contracting insurance brokers have business diplomas and briefcases - they might understand the stats, however they don't have the facts. When you select Pascal Burke Insurance Brokerage, Inc., you're drawing from decades of experience in the building and construction industry. Having been in the field ourselves, we know your insurance needs like the back of our hands - hands that are still calloused from the work you do everyday. Some things just can't be taught - they must be lived. So, if you want insurance coverage brokers who'll treat your company as they would their own, we're the ones for you. Let's build something.

About us

In 1974, our founder and president Pascal Burke began his career in construction as an architect’s apprentice, but his heart was in building so he joined a large concrete company, building parking structures and sports stadiums, After a few years he began his own construction company specializing in parking structures until 2005, he then joined the board of directors of an insurance company that specialized in contractors general liability. After 4 years, he began Pascal Burke Insurance Brokerage, Inc. Since this beginning we have specialized in contractors’ insurance and are licensed in over 40 states. We truly know contractors from the ground up!

Hollywood is a city in southern Broward County, Florida, United States, located between Fort Lauderdale and Miami. The average temperature is between 68 and 83 °F (20 and 28 °C). As of July 1, 2019, Hollywood had a population of 154,817. Founded in 1925, the city grew rapidly in the 1950s and 1960s, and is now the 12th-largest city in Florida. Hollywood is a principal city of the Miami metropolitan area, which was home to an estimated 6,012,331 people at the 2015 census.

Wikipedia