Contractor installing wood floorings

Wood Flooring Contractor Insurance

Save up to 40% on hardwood floor contractor insurance, as PBIB diligently sources quote from various insurance providers, ensuring optimal pricing and tailored coverage that caters to your unique requirements. Benefit from adaptable payment options, including annual or monthly installments.

We typically recommend the following coverage for Wood Flooring Contractor

At PBIB, our mission is to safeguard your hardwood installation enterprise with customized coverage that minimizes risks. As independent insurance brokers, we have access to a diverse array of insurance programs, allowing us to find the ideal fit for your specific needs. We advocate for the following coverages to shield your wood flooring contractor business from potential losses, including property damage, personal injury, employee injuries, damages or losses to vehicles, tools, and equipment, as well as legal fees and indemnity:

Save up to 40% on Wood Flooring Contractor Insurance

PBIB will typically use several insurance companies to quote your insurance to give you the best value and coverage for your specific needs. Every policy has adjustable payment options, such as yearly or monthly payments.


General Liability

Occurrence Limit
Product Completed Ops
Each Occurence Limit

Worker's Compensation


Commercial Auto


Tools & Equipment

Limits *

Excess Liability

Limits *
  1. Tools and Equipment limits should be adjusted to the actual value of the Tools and Equipment owned, leased, or rented by the Contractor.
  2. Excess Liability should be considered for exposures to loss that exceed $1,000,000, or contractual requirements dictate the amount of excess liability must be carried.
  3. Professional Liability is usually not needed unless the GC is performing Design-Build, Construction Management, or other consulting services.

We offer services to help you get the business insurance coverage you need

General Liability for Hardwood Installers

For hardwood installation professionals, General Liability insurance is crucial in shielding your business from third-party claims, including property damage or injuries resulting from your work. A single mishap could significantly alter your company's trajectory. If a third-party suffers bodily harm or property damage due to your business operations, the resulting lawsuit could severely damage or even dissolve your company. Our General Liability insurance prioritizes safeguarding your business assets, employees, and overall organization from vulnerable situations and costly litigation.

Your state or county may legally mandate General Liability coverage for your wood flooring contractor license. PBIB offers full-service certificate processing Monday through Friday and 24/7 self-service certificates – what we call "Insurance on your terms."

General Liability for Tree Hardwood Installers can help you pay for:

  • Medical payments for 3rd party injuries.
  • Property damage to 3rd party property.
  • Legal fees and defense.

Workers Compensation for Hardwood Installers

We offer top-notch policies in the sector, designed to shield you and your employees in case of injury or illness. Workers' compensation covers employee medical expenses and compensates for lost income, enabling a swift recovery. Additionally, workers' comp provides legal protection for your business. Choose us for a policy that safeguards both you and your workforce.

If you don't have employees but require a workers' comp policy, we have you covered. Our policies protect you while meeting your customer's coverage demands. Your state or county may necessitate workers' compensation for your wood flooring contractor license. PBIB delivers full-service certificate processing Monday through Friday and 24/7 self-service certificates – what we call "Insurance on your terms."

Workers' Compensation for Hardwood Installers can help you pay for:

  • Medical expenses of your injured employees
  • Disability & Retraining of your employee
  • Lost wages
  • Survivor benefit
  • Employer liability

Commercial Auto for Hardwood Installers

Operating your hardwood installation business is inconceivable without reliable company vehicles to transport you, your materials, and tools to the job site. At PBIB, we recognize the significance of your mobile workforce and provide the necessary insurance coverage for instances of vehicular damage or theft, ensuring you resume work swiftly.

Commercial Auto insurance is a vital component of coverage for hardwood installers and is often required for various projects. We supply full-service insurance certificates Monday through Friday, as well as 24/7 self-service certificates – what we call "Insurance on your terms."

Commercial Auto for Hardwood Installers can help you pay for:

  • Hired & Non-Owned Auto, Legal defense from employees driving their own vehicles
  • Medical expenses from injuries
  • Collision repairs to your and 3rd party vehicles
  • Legal fees & Defense
  • Rental vehicle reimbursement

Tools & Equipment for Hardwood Installers

Hardwood installers' tools and equipment insurance is tailored to safeguard your valuable portable assets. Inland marine insurance, also referred to as tools and equipment coverage, defends your indispensable equipment against prevalent risks such as theft and damage, whether on-site, in storage, or during transit to and from your work location.

Tools & Equipment for Hardwood Installers can help you pay for damaged or stolen:

  • Tools & Equipment owned or rented by you
  • Employee tools and equipment (Optional)
  • Borrowed equipment (Optional)
  • Cost of renting interim equipment (Optional)

Professional Liability for Hardwood Installers

Professional Liability insurance for hardwood installers is a crucial coverage designed to protect your business against claims arising from errors, omissions, or negligence in your professional services. This specialized insurance mitigates the financial impact of potential lawsuits, safeguarding your reputation and assets in the hardwood installation industry.

Professional Liability Insurance can help your business with:

  • Protection against Legal risk
  • Coverage for claims and financial risk related to errors and omissions in their work.

License Bonds for Hardwood Installers

A contractor license bond is mandated by most states to secure or uphold your contractor's permit. This bond ensures compliance with state regulations and protects clients from potential deposit losses.

Obtain a contractor license bond starting at just $70, with costs varying based on credit score, licensing history, and contractor classification.

We provide a comprehensive range of bonds, including performance and payment bonds, among others. Simply input your state and desired bond type or choose from our list to receive an immediate quote and complete the online binding process in mere minutes.

At Pascal Burke Insurance Brokerage Inc. (PBIBInc), our knowledge of the products and the marketplace we serve is unparalleled. As former contractors, we know the construction industry from the ground up!

Lic: #0L98468