Contractor putting concrete to install tiles or marbles

Tile, Stone, Marble Contractor Insurance

Save up to 40% on Tile, Stone, and Marble Contractor Insurance with PBIB. Our standard approach involves soliciting quotes from multiple insurance providers, ensuring you receive the most competitive pricing and tailored coverage to suit your unique requirements. All policies come with adaptable payment options, including annual or monthly installments.

We typically recommend the following coverage for Tile, Stone, Marble Contractor

At PBIB, our objective is to deliver the necessary coverage to shield your Tile, Stone, and Marble Contractor enterprise from potential setbacks. As insurance brokers, we are not confined to a single insurance plan but select from a diverse range to optimally address your distinct insurance requirements. We advise the following coverages to safeguard your Tile, Stone, and Marble Contractor business against losses, encompassing property destruction, personal harm, employee injuries, damage or loss to vehicles or tools & equipment, along with legal expenses and indemnity:

Save up to 40% on Tile, Stone, Marble Contractor Insurance

PBIB will typically use numerous insurance companies to quote your insurance to give you the best deal and coverage for your needs. Every policy has adjustable payment options, such as yearly or monthly payments.

TILE, STONE, MARBLE CONTRACTOR STANDARD COVERAGES

General Liability

Occurrence Limit
$1,000,000
Product Completed Ops
$2,000,000
Each Occurence Limit
$1,000,000

Worker's Compensation

Limits
$1,000,000

Commercial Auto

Limits
$1,000,000

Tools & Equipment

Limits *
$10,000

Excess Liability

Limits *
$1,000,000
Notes*
  1. Tools and Equipment limits should be adjusted to the actual value of the Tools and Equipment owned, leased, or rented by the Contractor.
  2. Excess Liability should be considered for exposures to loss that exceed $1,000,000, or contractual requirements dictate the amount of excess liability must be carried.
  3. Professional Liability is usually not needed unless the GC is performing Design-Build, Construction Management, or other consulting services.

We offer services to help you get the business insurance coverage you need

General Liability for Tile, Stone, Marble Contractors

For Tile, Stone, and Marble Contractors, General Liability insurance is crucial for defending your business against third-party claims, such as property damage or injury resulting from your work. A single mishap can alter your company's trajectory indefinitely. If a third party suffers bodily harm or property destruction due to your business's actions, a subsequent lawsuit could inflict significant damage or even ruin your company. Our General Liability insurance prioritizes safeguarding your business assets, employees, and overall organization from precarious situations and catastrophic legal battles.

Your Tile, Stone, or Marble Contractor license may legally necessitate General Liability coverage, depending on your state or county of operation. PBIB delivers full-service certificates Monday through Friday and 24/7 self-service certificates, exemplifying our dedication to "Insurance Tailored to Your Schedule."

General Liability for Tile, Stone, Marble Contractors can help you pay for:

  • Medical payments for 3rd party injuries.
  • Property damage to 3rd party property.
  • Legal fees and defense.

Workers Compensation for Tile, Stone, Marble Contractors

We offer top-tier policies in the industry, designed to shield you and your employees in case of injury or illness. Workers' compensation covers employee medical expenses and assists in recovering lost wages, enabling them to regain stability. Should a lawsuit arise, workers' comp will defend you as well. Choose us for a policy that ensures the safety of both you and your workforce.

If you don't have employees but require a Work Comp policy, we've got you covered. Our policies protect you and fulfill the coverage requirements your client demands.

Your Tile, Stone, or Marble Contractor license may necessitate Workers Compensation, depending on the state or county in which you operate. PBIB delivers full-service certificates from Monday through Friday and 24/7 self-service certificates, embodying our commitment to "Insurance Tailored to Your Schedule."

Workers' Compensation for Tile, Stone, Marble Contractors can help you pay for:

  • Medical expenses of your injured employees
  • Disability & Retraining of your employee
  • Lost wages
  • Survivor benefit
  • Employer liability

Commercial Auto for Tile, Stone, Marble Contractors

Operating your Tile, Stone, or Marble Contractor business would be unattainable without company vehicles to transport you, your materials, and tools to job sites. At PBIB, we understand the significance of your mobile assets and offer the necessary insurance coverage to protect you in cases of vehicle damage or theft, ensuring a swift return to work.

Commercial Auto insurance is a vital coverage for Tile, Stone, and Marble Contractors, often mandated for numerous projects. We supply full-service insurance certificates Monday through Friday to keep you operational, as well as 24/7 self-service certificates, exemplifying our dedication to "Insurance Tailored to Your Schedule."

Commercial Auto for Tile, Stone, Marble Contractors can help you pay for:

  • Hired & Non-Owned Auto, Legal defense from employees driving their own vehicles
  • Medical expenses from injuries
  • Collision repairs to your and 3rd party vehicles
  • Legal fees & Defense
  • Rental vehicle reimbursement

Tools & Equipment for Tile, Stone, Marble Contractors

Tile, Stone, and Marble Contractor insurance for tools and equipment is crafted to safeguard your valuable portable assets. Inland marine insurance, also known as tools and equipment coverage, defends your diligent investments against prevalent risks such as theft and damage, whether at the job site, in storage, or during transit to and from work locations.

Tools & Equipment for Tile, Stone, Marble Contractors can help you pay for damaged or stolen:

  • Tools & Equipment owned or rented by you
  • Employee tools and equipment (Optional)
  • Borrowed equipment (Optional)
  • Cost of renting interim equipment (Optional)

Professional Liability for Tile, Stone, Marble Contractors

Professional Liability insurance for Tile, Stone, and Marble Contractors is a crucial coverage designed to shield your specialized trade from potential claims resulting from errors, omissions, or negligence in the course of your professional services. This indispensable protection safeguards your reputation, finances, and business operations from the consequences of costly lawsuits and liability claims.

As a Tile, Stone, or Marble Contractor, you perform meticulous work that requires precision and expertise. By securing Professional Liability coverage, you demonstrate a commitment to maintaining high standards and protecting both your clients and your business from unforeseen circumstances that could arise during your projects. Invest in peace of mind with a tailored policy that addresses your unique industry risks.

Professional Liability Insurance can help your business with:

  • Protection against Legal risk
  • Coverage for claims and financial risk related to errors and omissions in their work.

License Bonds for Tile, Stone, Marble Contractors

In many states, obtaining or maintaining a contractor license necessitates a license bond. This bond serves as a guarantee that you will adhere to state regulations and not abscond with a client's deposit.

License bond costs can start as low as $70 but may increase based on factors such as personal credit, license history, and contractor classification.

We offer a comprehensive range of bonds, including performance & payment and many others. To receive an instant quote and bind online within minutes, simply input your state and the required bond type, or choose from our list.

At Pascal Burke Insurance Brokerage Inc. (PBIBInc), our knowledge of the products and the marketplace we serve is unparalleled. As former contractors, we know the construction industry from the ground up!


Lic: #0L98468