PBIB aims to offer the necessary coverage to safeguard your business as a Doors & Window Contractor, mitigating potential losses. For a door and window contractor business, there are several important types of insurance to consider, such as general liability insurance for bodily injury, property damage, and advertising injury, workers' compensation insurance to cover work-related injuries and illnesses for employees, commercial auto insurance for incidents involving business vehicles, professional liability insurance to protect against claims of negligence or errors in design or installation services, and property insurance for protection against damage or loss of business property.
At PBIB, we follow a standard approach of obtaining quotes from several insurance carriers to ensure that you get the most favorable price and coverage that aligns with your unique requirements. Additionally, we offer flexible payment options for all policies, including monthly or annual payments.
As a door and window contractor, it's important to protect your business from potential claims of bodily injury, property damage, and advertising injury. General liability insurance can provide coverage for these types of claims and can help safeguard your business from potential financial losses. Additionally, this insurance may be required by some clients or job sites before you can begin work.
With the right general liability insurance coverage, you can have peace of mind knowing that your business is protected from potential liability claims. The state or the county where you work may have legal requirements for your license as a Doors & Window Contractor, including general liability. We refer to this as "Insurance on your time" at PBIB. We offer full-service certificates Monday through Friday and 24/7 self-service certificates.
General Liability for Doors & Window Contractors can help you pay for:
Workers' compensation is a form of insurance that provides benefits to employees who are injured or become ill because of their work. For door and window contractors, workers' compensation is essential to protect their workers and their business. As a door and window contractor, your employees may be exposed to various risks and hazards while on the job, such as falls, cuts, and musculoskeletal injuries. If an employee is injured, workers' compensation can cover their medical expenses, lost wages, and other related costs.
It's important to note that workers' compensation is a legal requirement in most states, and failure to provide coverage can result in fines, penalties, and even legal action. To ensure that your business is properly covered, it's important to work with an experienced insurance provider who understands the unique risks and needs of your industry. PBIB provides full-service certificates Monday through Friday and 24/7 self-service certificates, this is what we call “Insurance on your time”.
Workers' Compensation for Debris Removal Contractors can help you pay for:
Operating a Doors & Window Contractors business without the use of company vehicles to transport materials and tools to the jobsite is simply unfeasible. At PBIB, we understand the significance of your mobile workforce and provide insurance coverage to ensure that in the event of truck damage or theft, your business can resume operations promptly. We prioritize your needs to keep your business moving forward.
We offer full-service insurance certificates Monday through Friday to get you on the job as well as 24/7 self-service certificates, which is what we refer to as "Insurance on your time." Commercial auto insurance is a crucial insurance coverage for Doors & Window Contractors and a requirement for many projects.”.
Commercial Auto for Doors & Window Contractors can help you pay for:
Your valuable moving property is protected by the Doors & Window Contractors insurance policy for tools and equipment. Inland marine insurance, commonly referred to as tools and equipment coverage, guards your valuable assets against dangers like theft and damage while they are being used, stored, or transported to and from your jobsite.
Tools & Equipment for Concrete Contractors can help you pay for damaged or stolen:
Professional liability, also known as errors and omissions (E&O) insurance, is an important coverage for door and window contractors. As a contractor, you are responsible for ensuring that your work is done correctly and meets the standards set forth by the industry. However, mistakes can happen, and if you are found liable for damages, professional liability insurance can help protect you from financial losses.
Professional liability insurance can help cover the cost of legal fees, settlements, and judgments that may result from a claim against you. It can also help cover the cost of hiring experts to defend you in court.
Professional Liability Insurance can help your business with:
To obtain or maintain your contractor license in most states, a license bond is mandatory. This bond ensures that you comply with all state regulations and do not abscond with a customer's deposit.
The cost of a license bond can vary based on factors such as personal credit, license history, and contractor classification. While a license bond can be obtained for as little as $70, the final price will depend on these factors.
We offer a wide range of bonds, including performance and payment bonds, and can provide an instant quote and binding online within minutes. Simply enter your state and the type of bond you need, or select from our list of options, to receive a quote and obtain the bond you require.
At Pascal Burke Insurance Brokerage Inc. (PBIBInc), our knowledge of the products and the marketplace we serve is unparalleled. As former contractors, we know the construction industry from the ground up!