Our objective at PBIB is to offer you the ideal coverage to safeguard your Electricians business from loss. As brokers, we have access to various insurance programs to meet your specific insurance requirements. To protect your Electrical Contractor business from losses, we advise the following coverage, including property damage, personal injury, employee injuries, loss or damage to vehicles or equipment, legal fees, and indemnity.
If you're an electrical contractor, you know how important it is to have insurance to protect your business from unforeseen risks. But finding affordable and comprehensive coverage can be a challenge. That's where PBIB comes in. PBIB is an insurance provider that specializes in coverage for electrical contractors. With PBIB, you can save up to 40% on your insurance premiums while still getting the coverage you need to protect your business.
General Liability is the most important insurance coverage for electricians because it protects your business from third-party claims such as property damage or jury verdicts because of your work product. It only takes one minor hiccup to permanently alter the course of your business. If a third party suffers bodily harm or property destruction because of your company's negligence, the resulting lawsuit could seriously harm, if not destroy, your business. Our general liability insurance will protect your business assets, your employees, and your overall company from vulnerable circumstances and devastating lawsuits.
In some states or counties where you work as an Electrical Contractor, having General Liability insurance may be a legal requirement. PBIB offers comprehensive certificate services during weekdays and self-service certificates available 24/7, which we refer to as "Insurance on your time".
General Liability for Doors & Window Contractors can help you pay for:
As an electrical contractor, you face a variety of potential risks and hazards on the job site. Accidents can happen, no matter how careful you and your team may be. That's why it's important to ensure that you have the proper insurance coverage in place, including workers' compensation.
Workers' compensation insurance is designed to provide financial protection to employees who suffer from work-related injuries or illnesses. This coverage can help pay for medical expenses, lost wages, and other related costs. It also provides benefits to the families of employees who may have died because of their work.
As an electrical contractor, you and your team may be exposed to a range of hazards, including electrical shock, falls from heights, and burns. By having workers' compensation coverage in place, you can help protect your business from financial losses associated with workplace accidents.
Depending on the state or county where you operate, having workers' compensation insurance may be a requirement for maintaining your electrical contractor license. At PBIB, we offer convenient full-service certificates during regular business hours, as well as 24/7 self-service certificates to provide you with the flexibility to manage your insurance needs on your own time. We call this "Insurance on Your Time".
Workers' Compensation for Debris Removal Contractors can help you pay for:
At PBIB, we understand the vital role your company vehicles play in enabling your Electricians to efficiently transport themselves, their materials, and tools to worksites. We recognize the significance of your wheeled workforce and offer comprehensive insurance coverage to protect you in the event of damage or theft, ensuring that you can quickly get back to work.
As a committed provider of insurance solutions for electricians, we understand the importance of obtaining Commercial Auto insurance for your operations, as it is often a mandatory requirement for various projects. We are dedicated to making the insurance process as streamlined as possible, which is why we offer full-service insurance certificates during regular business hours, allowing you to commence work promptly.
We recognize that your time is valuable. Therefore, we also provide 24/7 self-service certificates that enable you to access insurance coverage at your convenience. We believe in giving you the flexibility to manage your insurance needs on your schedule, so you can focus on your work with peace of mind.
Commercial Auto for Doors & Window Contractors can help you pay for:
Electrical contractors rely on a range of specialized tools and equipment to perform their work, from wire cutters and crimpers to electrical testers and power drills. Given the high value and importance of these tools, it's crucial to have insurance coverage in place to protect them against damage, loss, or theft.
Electrical contractors need specialized tools and equipment. Tools and equipment insurance provides coverage for damage, loss, or theft. Policy coverage varies and may include loss of income. When buying this insurance, consider specific needs, coverage, deductible, and policy limits. It's essential for any electrical contractor to protect their business and livelihood.
Tools & Equipment for Concrete Contractors can help you pay for damaged or stolen:
Professional liability is a type of insurance that protects businesses and individuals who provide professional services against claims of negligence or errors and omissions. For electrical contractors, professional liability insurance can provide coverage for legal expenses, settlements, and judgments arising from a claim of professional negligence or failure to perform work in a professional manner.
Electrical contractors are responsible for designing, installing, and maintaining electrical systems in various settings, from residential homes to commercial buildings. If a mistake is made or an error in judgment occurs, an electrical contractor may face a lawsuit or claim from a client.
Professional Liability Insurance can help your business with:
Most states require a license bond to obtain or maintain your contractor license. The license bond ensures that you will not violate any state laws or run away with a customer's deposit.
A license bond can be obtained for as little as $70, but the cost increases depending on personal credit, license history, and the contractor's classification.
We write all types of bonds (performance and payment, among others), simply enter your state and the type of bond required, or choose from a list, and get an instant quote and bind online in minutes.
Des Moines is the capital and the most populous city in the U.S. state of Iowa. It is also the county seat of Polk County. A small part of the city extends into Warren County. It was incorporated on September 22, 1851, as Fort Des Moines, which was shortened to 'Des Moines' in 1857. It is located on, and named after, the Des Moines River, which likely was adapted from the early French name, Rivière des Moines, meaning 'River of the Monks'. The city's population was 214,133 as of the 2020 census. The six-county metropolitan area is ranked 83rd in terms of population in the United States with 699,292 residents according to the 2019 estimate by the United States Census Bureau, and is the largest metropolitan area fully located within the state. A portion of the larger Omaha, Nebraska, metropolitan area extends into three counties of southwest Iowa.
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