Excess Liability provides additional liability limits in $1,000,000 increments over underlying policies, such as general liability and commercial auto. Extra liability requirements are expected when working on commercial or high-value residential projects.
For Example: You are working on a house worth $1,500,000, and while working you accidentally cause the house to burn down, your existing general liability policy will only pay $1,000,000 for any single loss. You will be stuck owing the remaining $500,000!
There is no substitute for experience, so if you're trying to find the best possible excess liability in your location, you have come to the right place! Place your business in the capable hands of Pascal Burke Insurance Brokerage today!
Protecting your business means defending yourself against the fiscal risk of lawsuits and claims. For many businesses, one single lawsuit could be financially disastrous. Commercial property insurance protects your business assets and keeps your business running.
If you're running a contracting service, you most likely currently know how easily things can go wrong. From broken equipment to injured employees, and everything in between, building and construction is a hazardous industry where accidents happen every day. Being so, there are few things more vital to your contracting company than insurance that will cover you totally when hard times fall. So if you're trying to find the best possible license bond, you’ve arrived - put your company in the capable hands of Pascal Burke Insurance Brokerage today!
General liability insurance gives you the peace-of-mind that your business assets are protected against risks or unforeseen events.
If one of your employees is injured or becomes ill as a result of their job, worker’s comp benefits cover the costs of getting them well.
Whether you’ve got a work truck or an entire fleet, contractor commercial auto can protect your vehicles from the risks of the road.
This is a legal obligation that guarantees you'll perform your work according to your contract while adhering to the regulations of your license.
Extend your insurance, so you are covered in case a client requires higher liability insurance or protect against a high-dollar incident or claim.
Protect your hard-working assets from common risks like: theft and damage, as you transport them to and from your worksite.
Protect your unfinished building from theft, fire damage, structural damage and vandalism before you have the certificate of occupancy.
This covers either all risks or specific sources of losses for materials or equipment specifically named in the policy.
Roofing contractors face higher risks and are exposed to unique losses that differ from most other trades. Check out how we can help.
Coverage of damage to contractor’s own buildings, office contents, and most other personal property that it owns.
Many contracting insurance brokers have business diplomas and briefcases - they might understand the stats, however they don't have the facts. When you select Pascal Burke Insurance Brokerage, Inc., you're drawing from decades of experience in the building and construction industry. Having been in the field ourselves, we know your insurance needs like the back of our hands - hands that are still calloused from the work you do everyday. Some things just can't be taught - they must be lived. So, if you want insurance coverage brokers who'll treat your company as they would their own, we're the ones for you. Let's build something.
In 1974, our founder and president Pascal Burke began his career in construction as an architect’s apprentice, but his heart was in building so he joined a large concrete company, building parking structures and sports stadiums, After a few years he began his own construction company specializing in parking structures until 2005, he then joined the board of directors of an insurance company that specialized in contractors general liability. After 4 years, he began Pascal Burke Insurance Brokerage, Inc. Since this beginning we have specialized in contractors’ insurance and are licensed in over 40 states. We truly know contractors from the ground up!
At Pascal Burke Insurance Brokerage Inc. (PBIBInc), our knowledge of the products and the marketplace we serve is unparalleled. As former contractors, we know the construction industry from the ground up!