As a contractor, you’re constantly worried about hitting deadlines, protecting equipment and watching the weather. Since contractors have to deal with many complex issues, there are some additional policies that one should consider for increased protection.
Installation Floaters cover specific materials / items that a contractor is planning to install. This covers either all risks or specific sources of losses for materials or equipment specifically named in the policy. We can help you add an Installation Floater to your Builder’s Risk policy.
An example, you’re a contractor working on a project installing new plumbing in a commercial building, and you naturally have your extra materials and tools stored on site. In the middle of the night, a fire breaks out on the property and in the storage area, thus your material and tools are destroyed. Depending on the policy, your builders’ risk policy may not cover your equipment in this case, but if you have an installation floater you will have that extra layer of protection.
One of the biggest risks contractors face is theft of their tools, equipment, machinery or materials. Don’t leave your assets you need defenceless to face that risk without adequate protection. Contractors can safeguard themselves from financial loss by protecting the smaller assets that help get the job done with the right insurance coverage.
An example, you’re a contractor working on a project installing new plumbing in a commercial building, and you naturally have your materials stored on site, or offsite, or in transit. In the middle of the night, a fire breaks out where your materials are stored, and they are destroyed. Depending on the policy, your builders’ risk policy may not cover your materials, but if you have an installation floater you will have that extra layer of protection.
If you're running a contracting service, you most likely currently know how easily things can go wrong. From broken equipment to injured employees, and everything in between, building and construction is a hazardous industry where accidents happen every day. Being so, there are few things more vital to your contracting company than insurance that will cover you totally when hard times fall. So if you're trying to find the best possible license bond in Austin, TX, you’ve arrived - put your company in the capable hands of Pascal Burke Insurance Brokerage today!
General liability insurance gives you the peace-of-mind that your business assets are protected against risks or unforeseen events.
If one of your employees is injured or becomes ill as a result of their job, worker’s comp benefits cover the costs of getting them well.
Whether you’ve got a work truck or an entire fleet, contractor commercial auto can protect your vehicles from the risks of the road.
This is a legal obligation that guarantees you'll perform your work according to your contract while adhering to the regulations of your license.
Extend your insurance, so you are covered in case a client requires higher liability insurance or protect against a high-dollar incident or claim.
Protect your hard-working assets from common risks like: theft and damage, as you transport them to and from your worksite.
Protect your unfinished building from theft, fire damage, structural damage and vandalism before you have the certificate of occupancy.
This covers either all risks or specific sources of losses for materials or equipment specifically named in the policy.
Roofing contractors face higher risks and are exposed to unique losses that differ from most other trades. Check out how we can help.
Coverage of damage to contractor’s own buildings, office contents, and most other personal property that it owns.
Many contracting insurance brokers have business diplomas and briefcases - they might understand the stats, however they don't have the facts. When you select Pascal Burke Insurance Brokerage, Inc., you're drawing from decades of experience in the building and construction industry. Having been in the field ourselves, we know your insurance needs like the back of our hands - hands that are still calloused from the work you do everyday. Some things just can't be taught - they must be lived. So, if you want insurance coverage brokers who'll treat your company as they would their own, we're the ones for you. Let's build something.
In 1974, our founder and president Pascal Burke began his career in construction as an architect’s apprentice, but his heart was in building so he joined a large concrete company, building parking structures and sports stadiums, After a few years he began his own construction company specializing in parking structures until 2005, he then joined the board of directors of an insurance company that specialized in contractors general liability. After 4 years, he began Pascal Burke Insurance Brokerage, Inc. Since this beginning we have specialized in contractors’ insurance and are licensed in over 40 states. We truly know contractors from the ground up!
Austin is the capital city of the U.S. state of Texas, as well as the seat and largest city of Travis County, with portions extending into Hays and Williamson counties. Incorporated on December 27, 1839, it is the 11th-most populous city in the United States, the fourth-most-populous city in Texas, the second-most-populous state capital city after Phoenix, Arizona, and the most populous state capital that is not also the most populous city in its state. It has been one of the fastest growing large cities in the United States since 2010. The Greater Austin and Greater San Antonio areas are separated from each other by approximately 80 miles (129 km) along Interstate 35. It is anticipated that both regions may form a new metroplex similar to Dallas and Fort Worth. Austin is the southernmost state capital in the contiguous United States and is considered a 'Beta -' global city as categorized by the Globalization and World Cities Research Network.
Wikipedia