Our aim at PBIB is to give you the coverage you require to safeguard your carpentry business against loss. As insurance brokers, we may choose from several insurance programs to best meet your unique insurance needs. To safeguard your interior carpentry contractor business against losses such property damage, personal injury, work-related accidents, employee injuries, damage or loss to cars or tools & equipment, including legal fees and indemnity, we advise the following coverages:
PBIB will typically use numerous insurance companies to quote your insurance to give you the greatest deal and coverage for your needs. Every policy has adjustable payment options, such as yearly or monthly payments.
As a Carpenter, it is essential to have General Liability insurance coverage to safeguard your business against third-party claims, including property damage and injury resulting from your work. Even a minor accident could have a significant impact on your company's future. If a third party suffers bodily harm or property damage due to your business, you could face a lawsuit that could severely harm or even ruin your business. With our General Liability insurance, we prioritize protecting your business assets, employees, and overall company from potential risks and devastating legal actions.
Your state or the county where you work may have legal requirements for your interior carpentry contractor license. We refer to this as "Insurance on your time" at PBIB. We offer full-service certificates Monday through Friday and 24/7 self-service certificates.
General Liability for Carpenters can help you pay for:
We offer top-of-the-line policies that ensure the safety of both you and your employees in case of an injury or illness. With workers' compensation, you can rest assured that your workers' medical expenses will be covered, and their lost income will be recovered, allowing them to get back on their feet. Moreover, in the event of a lawsuit, workers' compensation will also protect you. Choose us for a policy that provides maximum protection for you and your employees.
Even if you don't have any employees, we have policies that will safeguard you and provide the coverage that your clients require.
Depending on the state or county where you work, having Workers' Compensation may be a prerequisite for your Interior Carpentry Contractor license. At PBIB, we offer full-service certificates during business hours and 24/7 self-service certificates, giving you "Insurance on your time".
Workers' Compensation for Carpenters can help you pay for:
Having your company vehicles is crucial for Carpenters to run their business successfully as they rely on them to transport their materials and tools to the job site. At PBIB, we understand the significance of your mobile workforce and offer insurance coverage to protect you in case of truck damage or theft. Our goal is to get you back to work promptly.
Commercial Auto insurance is vital coverage for Carpenters, and it's often mandatory for various projects. We offer full-service insurance certificates from Monday to Friday to assist you with your insurance needs, and we also provide 24/7 self-service certificates. This feature is what we refer to as "Insurance on your time."
Commercial Auto for Carpenters can help you pay for:
Carpenters' insurance for tools and equipment is intended to safeguard your valuable movable property. This coverage, also called inland marine insurance, shields your hardworking assets against common hazards such as theft and damage, whether on-site, in storage, or during transportation to and from your work location.
Tools & Equipment for Carpenters can help you pay for damaged or stolen:
Professional Liability, also known as Errors and Omissions (E&O) insurance, is essential for carpenters who provide services to clients. Carpenters face various risks that can lead to errors or negligence, resulting in financial loss or damage to a client's property.
Professional liability insurance for carpenters protects against claims of negligence or errors in workmanship that cause harm to a client. For example, if a carpenter installs a faulty staircase that collapses and injures someone, the client can sue for damages. Professional liability insurance can cover the cost of legal fees and compensation in such cases.
Professional Liability Insurance can help your business with:
Most states require a license bond for contractors to either obtain or keep their license. This bond serves as an assurance that the contractor will not breach any state law regulations or abscond with a customer's deposit. While a license bond can be obtained for as little as $70, the cost may increase based on the contractor's credit history, license history, and classification.
At our company, we provide various types of bonds, including performance and payment bonds, among others. To receive an instant quote and bind online within minutes, simply enter your state and the type of bond required or choose from our list of options.
At Pascal Burke Insurance Brokerage Inc. (PBIBInc), our knowledge of the products and the marketplace we serve is unparalleled. As former contractors, we know the construction industry from the ground up!