Contractor coating wall with mixture with plastering

Plastering Contractor Insurance Indianapolis, IN

Get up to a 40% discount on insurance for plastering contractors with PBIB. Our approach involves sourcing quotes from various insurance carriers, ensuring that you receive the most competitive rates and coverage that aligns with your unique requirements. Our policies offer flexible payment options, allowing you to choose between monthly or annual payments.

We typically recommend the following coverage for Plastering Contractor

At PBIB, our primary objective is to offer comprehensive coverage that safeguards your plastering contractor business from potential losses. As professional insurance brokers, we have the freedom to select from a diverse range of insurance programs to meet your unique requirements. To ensure that your business is adequately protected, we suggest the following coverages, which include protection against property damage, personal injury, employee injuries, as well as damage or loss to vehicles or tools and equipment, including legal fees and indemnity:

Save up to 40% on Plastering Contractor Insurance

PBIB will typically use numerous insurance companies to quote your insurance to give you the greatest deal and coverage for your needs. Every policy has adjustable payment options, such as yearly or monthly payments.

PLASTERING CONTRACTOR STANDARD COVERAGES

General Liability

Occurrence Limit
$1,000,000
Product Completed Ops
$2,000,000
Each Occurence Limit
$1,000,000

Worker's Compensation

Limits
$1,000,000

Commercial Auto

Limits
$1,000,000

Tools & Equipment

Limits *
$10,000

Excess Liability

Limits *
$1,000,000
Notes*
  1. Tools and Equipment limits should be adjusted to the actual value of the Tools and Equipment owned, leased, or rented by the Contractor.
  2. Excess Liability should be considered for exposures to loss that exceed $1,000,000, or contractual requirements dictate the amount of excess liability must be carried.
  3. Professional Liability is usually not needed unless the GC is performing Design-Build, Construction Management, or other consulting services.

We offer services to help you get the business insurance coverage you need

General Liability for Plastering Contractors

As a plastering contractor, it's crucial to have adequate general liability coverage to protect your business from third-party claims, such as property damage or bodily injury resulting from your work product. A single mishap could significantly alter the trajectory of your company. A lawsuit arising from third-party injuries or property damage caused by your business could result in severe financial consequences and even the downfall of your company. At PBIB, our priority is to protect your business assets and employees from such vulnerable situations and devastating lawsuits.

In some states or counties, general liability coverage may be a legal requirement for your plastering contractor license. PBIB offers full-service certificates Monday through Friday and 24/7 self-service certificates, ensuring "Insurance on your time." Don't take any chances with your business. Call us today to learn more about our comprehensive coverage options.

General Liability for Plastering Contractors can help you pay for:

  • Medical payments for 3rd party injuries
  • Property damage to 3rd party property
  • Legal fees and defense

Workers Compensation for Plastering Contractors

At PBIB, we offer the best policies in the industry that are guaranteed to protect you and your workers in the event of injury or illness. Workers' compensation coverage ensures that your employees receive compensation for medical costs and lost income, helping them get back on their feet. In the event of a lawsuit, workers' comp also provides protection for your business. Choose us for a policy that will safeguard both you and your workers.

If you don't have any employees but require a work comp policy, don't worry. We have policies that provide the coverage your customers require while also protecting you.

In some states or counties, workers' compensation coverage may be a legal requirement for your plastering contractor license. At PBIB, we provide full-service certificates Monday through Friday and 24/7 self-service certificates, ensuring "Insurance on your time." Don't wait until it's too late. Contact us today to learn more about our comprehensive coverage options.

Workers' Compensation for Plastering Contractors can help you pay for:

  • Medical expenses of your injured employees
  • Disability & Retraining of your employee.
  • Lost wages
  • Survivor benefit
  • Employer liability

Commercial Auto for Plastering Contractors

At PBIB, we understand that your company vehicles are crucial to your plastering contractor business. They transport you, your materials, and tools to and from job sites, making them an integral part of your operation. That's why we offer comprehensive insurance coverage that protects you in the event of truck damage or theft, allowing you to get back to work quickly.

Commercial auto insurance is a vital coverage for plastering contractors and may be a requirement for many projects. At PBIB, we provide full-service insurance certificates Monday through Friday, as well as 24/7 self-service certificates, ensuring "Insurance on your time." Don't let vehicle mishaps hinder your business operations. Contact us today to learn more about our commercial auto insurance options.

Commercial Auto for Plastering Contractors can help you pay for:

  • Hired & Non-Owned Auto, Legal defense from employees driving their own vehicles
  • Medical expenses from injuries
  • Collision repairs to your and 3rd party vehicles
  • Legal fees & Defense
  • Rental vehicle reimbursement

Tools & Equipment for Plastering Contractors

As a plastering contractor, your tools and equipment are high-value movable property that requires adequate insurance coverage. At PBIB, our tools and equipment coverage, also known as inland marine insurance, protects your hard-working assets from common risks such as theft and damage. Whether on-site, in storage, or in transit to and from the job site, we have you covered.

Tools & Equipment for Plastering Contractors can help you pay for damaged or stolen:

  • Tools & Equipment owned or rented by you
  • Employee tools and equipment (Optional)
  • Borrowed equipment (Optional)
  • Cost of renting interim equipment (Optional)

Professional Liability for Plastering Contractors

Professional Liability Insurance is crucial for Plastering Contractors to protect against claims related to errors, omissions, or negligence that may arise from their professional services. Also known as Errors and Omissions Insurance, this coverage protects you from lawsuits that may arise from a client's financial losses due to your professional services. At PBIB, we offer comprehensive Professional Liability Insurance for Plastering Contractors that provides coverage against claims for damages, legal fees, and other expenses. Protect your business from potential lawsuits and financial losses by contacting us today to learn more about our Professional Liability Insurance options.

Professional Liability Insurance can help your business with:

  • Protection against Legal risk
  • Coverage for claims and financial risk related to errors and omissions in their work.

License Bonds for Plastering Contractors

In most states, obtaining or maintaining your contractor license requires a license bond. This bond serves as a guarantee that you will comply with state laws and regulations and will not abscond with a customer's deposit.

At PBIB, we offer license bonds starting as low as $70. However, the price of the bond may vary depending on personal credit, license history, and contractor classification.

We provide a wide range of bond options, including performance and payment bonds, and offer instant quotes and online binding in minutes. Simply select your state and the type of bond you need, or choose from our list of options, and get started today. Trust PBIB to handle all your bonding needs quickly and efficiently.

Indianapolis colloquially known as Indy, is the state capital and most-populous city of the U.S. state of Indiana and the seat of Marion County. According to the United States Census Bureau, the consolidated population of Indianapolis and Marion County in 2020 was 977,642. The 'balance' population, which excludes semi-autonomous municipalities in Marion County, was 887,642. It is the 15th most populous city in the U.S., the third-most populous city in the Midwest, after Chicago, Illinois and Columbus, Ohio, and the fourth-most populous state capital after Phoenix, Arizona; Austin, Texas; and Columbus. The Indianapolis metropolitan area is the 33rd most populous metropolitan statistical area in the U.S., with 2,048,703 residents. Its combined statistical area ranks 28th, with a population of 2,431,361. Indianapolis covers 368 square miles (950 km2), making it the 19th largest city by land area in the U.S.

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