welding services contractors, general liability insurance

Welding Contractor Insurance Charleston, SC

Take advantage of up to a 40% discount on welding contractor insurance. PBIB specializes in sourcing quotes from multiple insurance companies to offer you the most competitive rates and optimal coverage tailored to your requirements. Our policies offer flexible payment choices, including adjustable options for yearly or monthly installments.

We typically recommend the following coverage for Welding Contractor

At PBIB, our primary goal is to provide customized coverage for your Welding Contractor business, ensuring protection against potential losses. As insurance brokers, we have the freedom to choose from a wide range of options that perfectly match your specific insurance needs. To ensure thorough protection, we highly recommend obtaining the following coverage: property damage, personal injury, employee injuries, vehicle or equipment damage or loss, as well as coverage for legal expenses and indemnity.

Save up to 40% on Welding Contractor Insurance

To provide you with the best rate and coverage for your needs, PBIB frequently uses many insurance companies to quote your insurance. Each insurance policy offers several payment options, including annual or monthly installments.

WELDING CONTRACTOR STANDARD COVERAGES

General Liability

Occurrence Limit
$1,000,000
Product Completed Ops
$2,000,000
Each Occurence Limit
$1,000,000

Worker's Compensation

Limits
$1,000,000

Commercial Auto

Limits
$1,000,000

Tools & Equipment

Limits *
$10,000

Excess Liability

Limits *
$1,000,000
Notes*
  1. Tools and Equipment limits should be adjusted to the actual value of the Tools and Equipment owned, leased, or rented by the Contractor.
  2. Excess Liability should be considered for exposures to loss that exceed $1,000,000, or contractual requirements dictate the amount of excess liability must be carried.
  3. Professional Liability is usually not needed unless the GC is performing Design-Build, Construction Management, or other consulting services.

We offer services to help you get the business insurance coverage you need

General Liability for Welding Contractor

Securing General Liability insurance is a critical step for Welding Contractors to protect their businesses from third-party claims resulting from work-related incidents like property damage or injuries. Even a minor error can have significant repercussions for your company's future. A lawsuit stemming from bodily harm or property damage caused by your business's actions can potentially cripple or destroy your operations. Our comprehensive General Liability insurance ensures thorough protection for your employees, assets, and overall business, shielding you from potential threats and legal consequences. Safeguarding your business remains our utmost priority.

Compliance with legal requirements for welding contractor licenses, including general liability coverage, varies depending on your state or county of operation. At PBIB, we call this "Insurance on your time." We offer full-service certificate assistance on weekdays, Monday through Friday, as well as self-service certificate options available 24/7

General Liability for Welding Contractors can help you pay for:

  • Medical payments for 3rd party injuries.
  • Property damage to 3rd party property.
  • Legal fees and defense.

Workers Compensation for Welding Contractor

Our insurance offerings are unmatched, guaranteeing optimal protection for you and your employees in the event of accidents or illnesses. With our Workers' Compensation coverage, you can rest assured that medical expenses will be covered, and missed wages will be compensated, enabling a smooth return to work. Additionally, our workers' compensation program offers robust legal defense. When it comes to safeguarding yourself and your employees, choosing us is the smart choice.

Even if you don't have employees but still require a work comp policy to meet your client's needs, we have you covered with our comprehensive product offerings.

It's worth noting that depending on the state or county where you operate as a welding contractor, Workers' Compensation coverage may be a prerequisite for obtaining a license. At PBIB, we provide full-service certificates on weekdays, Monday through Friday, and round-the-clock self-service certificate options, ensuring that you have access to "Insurance on your time."

Workers' Compensation for Welding Contractors can help you pay for:

  • Medical expenses of your injured employees
  • Disability & Retraining of your employee
  • Lost wages
  • Survivor benefit
  • Employer liability

Commercial Auto for Welding Contractor

As a Welder, you are aware of the importance of your company's vehicles in facilitating transportation of yourself, your equipment, and materials to job sites. At PBIB, we recognize the critical role played by your wheeled workforce and provide comprehensive insurance coverage to ensure you are safeguarded against vehicle damage or theft. Our utmost priority is to expedite your return to work without delay.

Commercial Auto insurance is an essential coverage for Welders, often mandatory for project participation. To cater to your specific requirements, we offer full-service insurance certificates during weekdays and round-the-clock self-service certificates, granting you access to insurance on your own terms.

Commercial Auto for Welding Contractors can help you pay for:

  • Hired & Non-Owned Auto, Legal defense from employees driving their own vehicles
  • Medical expenses from injuries
  • Collision repairs to your and 3rd party vehicles
  • Legal fees & Defense
  • Rental vehicle reimbursement

Tools & Equipment for Welding Contractor

Tools and equipment insurance for welding contractors serve the vital purpose of protecting your valuable mobile assets. Inland marine insurance, also known as tools and equipment coverage, provides a robust safeguard for your valuable assets, shielding them from risks such as theft and damage during their use, storage, and transportation to and from job sites.

Tools & Equipment for Welding Contractors can help you pay for damaged or stolen:

  • Tools & Equipment owned or rented by you
  • Employee tools and equipment (Optional)
  • Borrowed equipment (Optional)
  • Cost of renting interim equipment (Optional)

Professional Liability for Welding Contractor

Professional Liability Insurance, also referred to as Errors and Omissions Insurance, is an essential and indispensable insurance coverage for welding contractors. This specialized form of insurance offers valuable protection to contractors, safeguarding them against claims brought forth by clients alleging errors, omissions, or negligence in the services rendered.

As welding contractors deal with the structural elements of buildings, it is crucial to ensure that their work adheres to the prescribed standards and codes. However, human errors can occur, and clients have the right to pursue legal action for damages resulting from any mistakes or negligence in the framing work. Professional Liability Insurance acts as a shield in such scenarios, providing financial security and legal defense for contractors.

Professional Liability Insurance can help your business with:

  • Protection against Legal risk
  • Coverage for claims and financial risk related to errors and omissions in their work.

License Bonds for Welding Contractor

Most states demand a licensing bond to grant or renew a contractor license. The licensing bond provides assurance that you won't transgress any state laws or run away with a client's deposit.

A license bond can be purchased for as little as $70, but the cost increases based on the applicant's personal credit, licensing history, and contractor classification.

Simply input your state and the sort of bond you need, or choose from a list, to obtain an immediate estimate and bind online in just a few minutes. We write all forms of bonds, including performance and payment bonds in addition to a long list of others.

Charleston is the largest city in the U.S. state of South Carolina, the county seat of Charleston County, and the principal city in the Charleston-North Charleston metropolitan area. The city lies just south of the geographical midpoint of South Carolina's coastline on Charleston Harbor, an inlet of the Atlantic Ocean formed by the confluence of the Ashley, Cooper, and Wando rivers. Charleston had a population of 150,277 as of the 2020 U.S. Census. The 2020 population of the Charleston metropolitan area, comprising Berkeley, Charleston, and Dorchester counties, was 799,636 residents, the third-largest in the state and the 74th-largest metropolitan statistical area in the United States.

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