At PBIB, our mission is to safeguard your hardwood installation enterprise with customized coverage that minimizes risks. As independent insurance brokers, we have access to a diverse array of insurance programs, allowing us to find the ideal fit for your specific needs. We advocate for the following coverages to shield your wood flooring contractor business from potential losses, including property damage, personal injury, employee injuries, damages or losses to vehicles, tools, and equipment, as well as legal fees and indemnity:
PBIB will typically use several insurance companies to quote your insurance to give you the best value and coverage for your specific needs. Every policy has adjustable payment options, such as yearly or monthly payments.
For hardwood installation professionals, General Liability insurance is crucial in shielding your business from third-party claims, including property damage or injuries resulting from your work. A single mishap could significantly alter your company's trajectory. If a third-party suffers bodily harm or property damage due to your business operations, the resulting lawsuit could severely damage or even dissolve your company. Our General Liability insurance prioritizes safeguarding your business assets, employees, and overall organization from vulnerable situations and costly litigation.
Your state or county may legally mandate General Liability coverage for your wood flooring contractor license. PBIB offers full-service certificate processing Monday through Friday and 24/7 self-service certificates – what we call "Insurance on your terms."
General Liability for Tree Hardwood Installers can help you pay for:
We offer top-notch policies in the sector, designed to shield you and your employees in case of injury or illness. Workers' compensation covers employee medical expenses and compensates for lost income, enabling a swift recovery. Additionally, workers' comp provides legal protection for your business. Choose us for a policy that safeguards both you and your workforce.
If you don't have employees but require a workers' comp policy, we have you covered. Our policies protect you while meeting your customer's coverage demands. Your state or county may necessitate workers' compensation for your wood flooring contractor license. PBIB delivers full-service certificate processing Monday through Friday and 24/7 self-service certificates – what we call "Insurance on your terms."
Workers' Compensation for Hardwood Installers can help you pay for:
Operating your hardwood installation business is inconceivable without reliable company vehicles to transport you, your materials, and tools to the job site. At PBIB, we recognize the significance of your mobile workforce and provide the necessary insurance coverage for instances of vehicular damage or theft, ensuring you resume work swiftly.
Commercial Auto insurance is a vital component of coverage for hardwood installers and is often required for various projects. We supply full-service insurance certificates Monday through Friday, as well as 24/7 self-service certificates – what we call "Insurance on your terms."
Commercial Auto for Hardwood Installers can help you pay for:
Hardwood installers' tools and equipment insurance is tailored to safeguard your valuable portable assets. Inland marine insurance, also referred to as tools and equipment coverage, defends your indispensable equipment against prevalent risks such as theft and damage, whether on-site, in storage, or during transit to and from your work location.
Tools & Equipment for Hardwood Installers can help you pay for damaged or stolen:
Professional Liability insurance for hardwood installers is a crucial coverage designed to protect your business against claims arising from errors, omissions, or negligence in your professional services. This specialized insurance mitigates the financial impact of potential lawsuits, safeguarding your reputation and assets in the hardwood installation industry.
Professional Liability Insurance can help your business with:
A contractor license bond is mandated by most states to secure or uphold your contractor's permit. This bond ensures compliance with state regulations and protects clients from potential deposit losses.
Obtain a contractor license bond starting at just $70, with costs varying based on credit score, licensing history, and contractor classification.
We provide a comprehensive range of bonds, including performance and payment bonds, among others. Simply input your state and desired bond type or choose from our list to receive an immediate quote and complete the online binding process in mere minutes.
At Pascal Burke Insurance Brokerage Inc. (PBIBInc), our knowledge of the products and the marketplace we serve is unparalleled. As former contractors, we know the construction industry from the ground up!